← Who we help
Health coverage when you’re your own employer.
Without an HR department, the choices fall on you. We lay them out side by side and help you pick the one that fits your income, your health, and your doctors.
This is for you if…
Sound familiar?
- ✓You work for yourself: freelance, 1099, contractor, or sole proprietor
- ✓You left an employer plan, or COBRA is about to run out
- ✓Your income changes year to year and you are not sure what you qualify for
- ✓You want to keep a specific doctor or hospital
- ✓You would rather talk it through with a person than click through a website
What we look at
Marketplace (ACA) plans
Income-based savings may apply. We help you estimate income realistically so there are no surprises at tax time. [CONFIRM]
Private & non-ACA options
For some healthy self-employed people these can cost less, with different rules. We explain the trade-offs plainly.
Total yearly cost
Premium + deductible + likely care. The cheapest monthly plan is not always the cheapest year.