Independent health coverage guidance
We compare your options, explain them in plain English, and stay with you after you enroll. No pressure and no jargon.
The problem
Plan documents are long, networks change, and the cheapest monthly premium is often not the cheapest year. Most people end up guessing.
We do the legwork: look at your budget, your doctors, and your health needs, then lay out the real options side by side so you can choose with confidence.
How it works
A short call about who needs coverage, your budget, and the doctors you want to keep.
We lay out the options that fit, with the trade-offs in plain English.
We help you sign up, and we are here at renewal or when life changes.
Who we help
Coverage for the people under your roof, weighed against doctors, prescriptions, and the deductible.
Learn more →No employer plan? We compare Marketplace and private options by total yearly cost.
Learn more →Practical options for owners who want to offer coverage without guessing at the cost.
Learn more →Work in more than one state? Start with a network that travels with you.
Learn more →Fit Check · 2 minutes · no contact info
You'll get a plain-English suggestion of which kind of coverage to look at first. Nothing is saved or sent anywhere.
Your suggested starting point
This is a starting point, not a quote or advice. A licensed agent will walk through the details with you.
Who you’ll talk to
Owner & Senior Agent
Jeff has spent 12 years helping people make sense of health insurance, and he is licensed in 28 states. He takes the time to explain your options in plain English, then stays with you long after you enroll. When you call, you talk to him.
817-980-8804Licensed Agent
Amy is licensed in Texas and focuses on Texas clients, working alongside Jeff from your first call through enrollment. She brings fresh energy and careful attention to every question.
817-470-2229What clients say
Questions
Talking with us is free. [CONFIRM how Tierra Vista is paid, e.g. by the carrier, and whether clients ever pay a fee.]
ACA (Marketplace) plans follow federal rules and may qualify for income-based savings. Non-ACA or private plans work differently and may cost less for some people. We will explain the trade-offs for your situation.
Marketplace plans have an annual open enrollment window, plus special enrollment after life events like a job change or new baby. Some private options can be applied for year-round. [CONFIRM wording]
It depends on the plan’s network. Tell us who you see and we will check before you choose.
You keep the same person to call: for claims questions, renewals, or when life changes.